{"id":929,"date":"2023-07-31T22:29:08","date_gmt":"2023-07-31T19:29:08","guid":{"rendered":"https:\/\/egemhabertv.com\/?p=929"},"modified":"2023-07-31T22:29:08","modified_gmt":"2023-07-31T19:29:08","slug":"abdde-bankalar-kredi-kosullarini-sikilastirdi","status":"publish","type":"post","link":"https:\/\/egemhabertv.com\/?p=929","title":{"rendered":"ABD’de bankalar kredi ko\u015fullar\u0131n\u0131 s\u0131k\u0131la\u015ft\u0131rd\u0131"},"content":{"rendered":"

[ad_1]
\n
<\/p>\n

\n

Fed, bankalar\u0131n kredi verme uygulamalar\u0131na ili\u015fkin “K\u0131demli Kredi Yetkilisi G\u00f6r\u00fc\u015f Anketi” raporunu yay\u0131mlad\u0131.<\/p>\n

ABD’deki 66 yerli banka ile 19 yabanc\u0131 banka \u015fubesinden al\u0131nan yan\u0131tlarla haz\u0131rlanan raporda, ankete kat\u0131lan bankalar\u0131n i\u015fletmelere verilen ticari ve s\u0131nai krediler ile ticari gayrimenkul kredileri i\u00e7in daha s\u0131k\u0131 \u015fartlar ve daha zay\u0131f talep bildirdi\u011fi aktar\u0131ld\u0131.<\/p>\n

Ge\u00e7en y\u0131lki anket ile kar\u015f\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131nda bankalar\u0131n her kredi kategorisinde ko\u015fullar\u0131 s\u0131k\u0131la\u015ft\u0131rd\u0131\u011f\u0131na i\u015faret edilen raporda, bu y\u0131l\u0131n ikinci yar\u0131s\u0131nda da standartlar\u0131 daha da s\u0131k\u0131la\u015ft\u0131rmay\u0131 beklediklerini kaydetti\u011fi belirtildi.<\/p>\n

Raporda, orta ve b\u00fcy\u00fck \u00f6l\u00e7ekli i\u015fletmeler i\u00e7in kredi \u015fartlar\u0131n\u0131 s\u0131k\u0131la\u015ft\u0131ran yerli bankalar\u0131n oran\u0131n\u0131n y\u00fczde 50,8’e y\u00fckseldi\u011fi vurguland\u0131. Bu oran, y\u0131l\u0131n ilk \u00e7eyre\u011finde y\u00fczde 46 olarak kaydedilmi\u015fti.<\/p>\n

ABD’de bankalar, b\u00fcy\u00fck \u00f6l\u00e7\u00fcde Fed’in h\u0131zl\u0131 faiz<\/a> art\u0131\u015flar\u0131n\u0131n neden oldu\u011fu y\u00fcksek bor\u00e7lanma maliyetlerinin bir sonucu olarak ge\u00e7en y\u0131l itibar\u0131yla krediye eri\u015fimi s\u0131k\u0131la\u015ft\u0131rmaya ba\u015flam\u0131\u015ft\u0131. Kredi standartlar\u0131n\u0131 s\u0131k\u0131la\u015ft\u0131ran bankalar\u0131n oran\u0131, ge\u00e7en y\u0131l\u0131n sonunda y\u00fckseli\u015f g\u00f6stermi\u015fti.<\/p>\n

ABD’de y\u00fcksek enflasyon kar\u015f\u0131s\u0131nda ge\u00e7en y\u0131l faiz art\u0131\u015flar\u0131na ba\u015flayan Fed, son toplant\u0131s\u0131nda ge\u00e7en y\u0131l\u0131n mart ay\u0131ndan bu yana 11’inci faiz art\u0131r\u0131m\u0131n\u0131 ger\u00e7ekle\u015ftirerek politika faizini 22 y\u0131l\u0131n en y\u00fcksek seviyesi olan y\u00fczde 5,25-5,50 aral\u0131\u011f\u0131na \u00e7\u0131karm\u0131\u015ft\u0131.<\/p>\n<\/p><\/div>\n

[ad_2]
\n
Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

[ad_1] Fed, bankalar\u0131n kredi verme uygulamalar\u0131na ili\u015fkin “K\u0131demli Kredi Yetkilisi G\u00f6r\u00fc\u015f Anketi” raporunu yay\u0131mlad\u0131. ABD’deki<\/p>\n","protected":false},"author":1,"featured_media":930,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[],"class_list":["post-929","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=929"}],"version-history":[{"count":0,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/929\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/media\/930"}],"wp:attachment":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=929"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=929"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}