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Fitch Ratings, son yay\u0131mlad\u0131\u011f\u0131 kredi ko\u015fullar\u0131 g\u00fcncellemesine ili\u015fkin a\u00e7\u0131klama yapt\u0131.<\/p>\n
A\u00e7\u0131klamada, parasal s\u0131k\u0131la\u015fman\u0131n etkisiyle hanehalk\u0131 ve \u015firketlere verilen kredilerdeki art\u0131\u015f\u0131n yava\u015flad\u0131\u011f\u0131n\u0131n alt\u0131 \u00e7izilerek, banka kredilerinin y\u0131ll\u0131k bazda \u0130spanya ve \u0130talya’da darald\u0131\u011f\u0131, Fransa ve Almanya’da da h\u0131z\u0131n\u0131n d\u00fc\u015ft\u00fc\u011f\u00fc bildirildi.<\/p>\n
ABD’de ticari ve end\u00fcstriyel i\u015fletmelere verilen kredilerin, bir y\u0131l \u00f6ncesine g\u00f6re yava\u015flad\u0131\u011f\u0131na ve “zar zor” b\u00fcy\u00fcd\u00fc\u011f\u00fcne i\u015faret edilen a\u00e7\u0131klamada, daha y\u00fcksek faiz oranlar\u0131n\u0131n Kanada ve Avustralya’daki mortgage (konut kredisi) kredilerinde g\u00fc\u00e7l\u00fc etki olu\u015fturdu\u011fu kaydedildi.<\/p>\n
A\u00e7\u0131klamada, merkez bankas\u0131 k\u0131demli kredi yetkilisi anketlerinin, bankalar\u0131n kredi standartlar\u0131nda \u0131l\u0131ml\u0131 bir s\u0131k\u0131la\u015fmaya ra\u011fmen Avrupal\u0131 i\u015fletmelerin kredi talebinde keskin bir yava\u015flamaya i\u015faret etti\u011fi vurguland\u0131.<\/p>\n
Toplam hanehalk\u0131 tasarruf oranlar\u0131n\u0131n konut yat\u0131r\u0131mlar\u0131ndan daha y\u00fcksek olmas\u0131na kar\u015f\u0131n Kovid-19 salg\u0131n\u0131ndaki zirve noktalar\u0131ndan bu yana anlaml\u0131 bir d\u00fc\u015f\u00fc\u015f g\u00f6sterdi\u011fi belirtilen a\u00e7\u0131klamada, hanehalk\u0131n\u0131n bor\u00e7 oranlar\u0131nda da k\u00fcresel mali krizden bu yana keskin bir d\u00fc\u015f\u00fc\u015f ya\u015fand\u0131\u011f\u0131 aktar\u0131ld\u0131.<\/p>\n
A\u00e7\u0131klamada, ABD ve Avrupa’da kurumsal tasarruf ve yat\u0131r\u0131mlar\u0131n son 3 y\u0131lda artt\u0131\u011f\u0131na i\u015faret edilerek, bunun da olduk\u00e7a istikrarl\u0131 net bor\u00e7 verme pozisyonlar\u0131na yol a\u00e7t\u0131\u011f\u0131, \u0130talya’da da artan kurumsal tasarruflar\u0131n \u015firketlerin net bor\u00e7 verme pozisyonunun son yirmi y\u0131l\u0131n en y\u00fcksek seviyesine \u00e7\u0131kmas\u0131na katk\u0131da bulundu\u011fu belirtildi.<\/p>\n<\/p><\/div>\n