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Albaraka T\u00fcrk, 2023 y\u0131l\u0131n\u0131n ilk dokuz ay\u0131na ili\u015fkin finansal sonu\u00e7lar\u0131n\u0131 Kamuyu Ayd\u0131nlatma Platformu\u2019na (KAP) bildirerek a\u00e7\u0131klad\u0131.<\/p>\n
Reel sekt\u00f6re sa\u011flad\u0131\u011f\u0131 nakdi finansman deste\u011fini 98,1 milyar TL\u2019ye y\u00fckselten Banka\u2019n\u0131n aktif b\u00fcy\u00fckl\u00fc\u011f\u00fc 200 milyar TL\u2019yi a\u015ft\u0131.<\/p>\n
Banka, ‘lirala\u015fma’ stratejisi do\u011frultusunda toplam varl\u0131klar\u0131ndaki TL pay\u0131n\u0131 2022 y\u0131l sonuna g\u00f6re y\u00fczde 45\u2019ten y\u00fczde 52\u2019ye \u00e7\u0131kard\u0131.<\/p>\n
Y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re net k\u00e2r pay\u0131 gelirini y\u00fczde 50 art\u0131\u015fla 4,9 milyar TL\u2019ye \u00e7\u0131karan banka 2,46 milyar TL net k\u00e2r elde etti. B\u00f6ylelikle Albaraka T\u00fcrk \u00f6nceki y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte net k\u00e2r\u0131n\u0131 y\u00fczde 171 art\u0131rm\u0131\u015f oldu.\u00a0<\/p>\n
\u00dc\u00e7\u00fcnc\u00fc \u00e7eyrekte y\u0131l sonuna g\u00f6re y\u00fczde 30 art\u0131\u015f kaydedilen ve 146,8 milyar TL\u2019ye ula\u015fan toplanan fonlar\u0131n pasif y\u00fck\u00fcml\u00fcl\u00fckler i\u00e7indeki pay\u0131 y\u00fczde 72 olarak ger\u00e7ekle\u015fti.<\/p>\n
Albaraka T\u00fcrk\u2019\u00fcn k\u00e2r \u00fcretim kapasitesi artarken, \u00f6zkaynaklar\u0131 g\u00fc\u00e7lenmeye devam etti. Sermaye yeterlilik oran\u0131 da eyl\u00fcl itibariyle y\u00fczde 16,1 olarak ger\u00e7ekle\u015fti.\u00a0<\/p>\n
Albaraka T\u00fcrk\u2019\u00fcn 2022 y\u0131l sonunda y\u00fczde 1,94 olarak kaydedilen takipteki alacaklar oran\u0131 (NPL) Eyl\u00fcl 2023 itibar\u0131yla y\u00fczde 1,77\u2019ye gerilerken, 2022 y\u0131l sonunda y\u00fczde 89 olarak ger\u00e7ekle\u015fen takipteki alacaklar i\u00e7in ayr\u0131lan kar\u015f\u0131l\u0131k oran\u0131 ise Eyl\u00fcl 2023 itibar\u0131yla y\u00fczde 95\u2019e y\u00fckseldi.\u00a0<\/p>\n
Albaraka T\u00fcrk Genel M\u00fcd\u00fcr\u00fc ve Y\u00f6netim Kurulu \u00fcyesi Malek Temsah, s\u00fcrd\u00fcr\u00fclebilir gelir art\u0131\u015f\u0131 ve finansal yap\u0131n\u0131n daha da g\u00fc\u00e7lenmesi i\u00e7in at\u0131lan ad\u0131mlar\u0131n pozitif etkilerini g\u00f6rd\u00fcklerini ifade etti.<\/p>\n
Temsah,\u00a0k\u00e2r pay\u0131 gelirindeki art\u0131\u015fla di\u011fer gelir kalemlerinde sa\u011flanan geli\u015fmelerin net k\u00e2r art\u0131\u015f\u0131nda sa\u011flanan ba\u015far\u0131ya \u00f6nemli katk\u0131lar sa\u011flad\u0131\u011f\u0131n\u0131, bununla birlikte lirala\u015fma politikas\u0131na uyumlu olarak stratejilerini ba\u015far\u0131yla uygulamaya devam ettiklerini ifade etti.<\/p>\n
Temsah,\u00a0TL kat\u0131l\u0131m fonlar\u0131n\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte 2022 y\u0131l sonuna g\u00f6re yakla\u015f\u0131k y\u00fczde 59 art\u0131rd\u0131klar\u0131n\u0131 belirterek 2022 y\u0131l sonunda y\u00fczde 1,94 olarak ger\u00e7ekle\u015fen takipteki alacaklar oran\u0131n\u0131n 2023 y\u0131l\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde y\u00fczde 1,77\u2019ye geriledi\u011fini, bilan\u00e7o g\u00fc\u00e7lendirme faaliyetlerinin olumlu sonu\u00e7lar\u0131n\u0131 g\u00f6rd\u00fcklerini kaydetti.<\/p>\n
Bununla beraber Temsah,\u00a0takipteki alacaklar i\u00e7in ayr\u0131lan kar\u015f\u0131l\u0131k oran\u0131n\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte %94,7 olarak kaydettiklerini ve serbest kar\u015f\u0131l\u0131k tutar\u0131n\u0131 da 2,8 milyar TL\u2019ye \u00e7\u0131kard\u0131klar\u0131n\u0131 belirtti.\u00a0Temsah\u00a0\u201cB\u00fcy\u00fcme ve k\u00e2rl\u0131l\u0131k aras\u0131ndaki dengeyi koruyarak faaliyetlerimizi ba\u015far\u0131yla s\u00fcrd\u00fcrmeye devam edece\u011fiz\u201d dedi.\u00a0<\/p>\n
Temsah, 2023 y\u0131l\u0131n\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde TL kredileri 2022 y\u0131l sonuna g\u00f6re yakla\u015f\u0131k y\u00fczde 44 oran\u0131nda b\u00fcy\u00fctt\u00fcklerini ifade eden\u00a0Temsah, \u201cG\u00fc\u00e7lenen finansal yap\u0131m\u0131zla toplumumuzun finansal ihtiya\u00e7lar\u0131n\u0131 kar\u015f\u0131lamak amac\u0131na y\u00f6nelik hareket ediyor; \u00e7\u00f6z\u00fcm odakl\u0131 bankac\u0131l\u0131k yakla\u015f\u0131m\u0131m\u0131zla en iyi m\u00fc\u015fteri deneyimini sa\u011flamak i\u00e7in faaliyetlerimizi geli\u015ftirmeyi s\u00fcrd\u00fcr\u00fcyoruz.\u00a0Dijitalle\u015fme ve s\u00fcrd\u00fcr\u00fclebilirlik \u00e7al\u0131\u015fmalar\u0131m\u0131zla gelece\u011fe \u00f6nc\u00fcl\u00fck eden bir banka olmak i\u00e7in ad\u0131mlar\u0131m\u0131z\u0131 atmaya devam ediyoruz.\u201d dedi.<\/span><\/p>\n<\/p><\/div>\n