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TCMB’nin Zorunlu Kar\u015f\u0131l\u0131klar Hakk\u0131nda Tebli\u011f’de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair Tebli\u011f’i Resmi Gazete’de yay\u0131mland\u0131.<\/p>\n
Buna g\u00f6re, Kur Korumal\u0131 Mevduat’ta (KKM) zorunlu kar\u015f\u0131l\u0131k oran\u0131 y\u00fckseltildi ve d\u00f6viz mevduat i\u00e7in TL cinsi ilave zorunlu kar\u015f\u0131l\u0131k oran\u0131 getirildi. B\u00f6ylece piyasada olu\u015fan TL likidite fazlas\u0131, zorunlu kar\u015f\u0131l\u0131k oran art\u0131\u015f\u0131yla sistemden \u00e7ekilmeye devam edilecek. Ayn\u0131 zamanda KKM’den TL mevduata ge\u00e7i\u015f te\u015fvik edilecek.<\/p>\n
6 aya kadar vadeli KKM’de zorunlu kar\u015f\u0131l\u0131k oran\u0131 y\u00fczde 25’ten y\u00fczde 30’a y\u00fckseltildi<\/strong><\/p>\n Tebli\u011fe g\u00f6re, KKM’nin yo\u011funla\u015ft\u0131\u011f\u0131 6 aya kadar vadelinin zorunlu kar\u015f\u0131l\u0131k oran\u0131 5 puan art\u0131r\u0131larak y\u00fczde 30’a y\u00fckseltildi. 1 y\u0131la kadar vadeli ile 1 y\u0131l ve daha uzun vadeli olanlar i\u00e7in zorunlu kar\u015f\u0131l\u0131k oran\u0131 ise y\u00fczde 5’ten y\u00fczde 10’a \u00e7\u0131kar\u0131ld\u0131.<\/p>\n TCMB, eyl\u00fcl ay\u0131nda KKM’nin yo\u011funla\u015ft\u0131\u011f\u0131 6 aya kadar vadelinin zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 y\u00fczde 15’ten y\u00fczde 25’e y\u00fckseltmi\u015f, 1 y\u0131la kadar vadeli ve 1 y\u0131l ve daha uzun vadeli olanlar i\u00e7in zorunlu kar\u015f\u0131l\u0131k oran\u0131n\u0131 ise y\u00fczde 5 olarak belirlemi\u015fti.<\/p>\n D\u00f6viz<\/a> mevduata 4 puan TL cinsi zorunlu kar\u015f\u0131l\u0131k geldi<\/strong><\/p>\n Yabanc\u0131 para cinsinden mevduat\/kat\u0131l\u0131m fonu i\u00e7in zorunlu kar\u015f\u0131l\u0131k oranlar\u0131 t\u00fcm vadelerde 1’er puan art\u0131r\u0131ld\u0131.<\/p>\n Piyasada olu\u015fan TL likidite fazlas\u0131n\u0131n sistemden \u00e7ekilmesi ve TL mevduata ge\u00e7i\u015fin desteklenmesi amac\u0131yla TL cinsinden tesis edilmek \u00fczere t\u00fcm vadelerde d\u00f6viz mevduata y\u00fczde 4 ilave zorunlu kar\u015f\u0131l\u0131k uygulanmas\u0131na karar verildi.<\/p>\n Yurt d\u0131\u015f\u0131ndan sa\u011flanan yat\u0131r\u0131mlara zorunlu kar\u015f\u0131l\u0131k istisnas\u0131 uzat\u0131ld\u0131<\/strong><\/p>\n Yurt d\u0131\u015f\u0131ndan sa\u011flanan yat\u0131r\u0131mlar\u0131n te\u015fvik edilmesi amac\u0131yla s\u00f6z konusu kaynaklara zorunlu kar\u015f\u0131l\u0131k istisnas\u0131n\u0131n s\u00fcresi 31 Aral\u0131k 2023’ten 2024 y\u0131l\u0131 sonuna kadar uzat\u0131ld\u0131.<\/p>\n Sadele\u015fme ad\u0131mlar\u0131 kapsam\u0131nda menkul k\u0131ymet d\u00fczenlemesinde yap\u0131lan de\u011fi\u015fiklikle uyumlu olarak finansman \u015firketlerince kulland\u0131r\u0131lan ticari krediler i\u00e7in y\u00fczde 20 oran\u0131nda zorunlu kar\u015f\u0131l\u0131k tesisi uygulamas\u0131 sona erdirildi.<\/p>\n TCMB, Para Politikas\u0131 Kurulunun 26 Ekim 2023 tarihli karar\u0131yla TL mevduat pay\u0131n\u0131n art\u0131r\u0131lmas\u0131na y\u00f6nelik ilave ad\u0131mlarla parasal aktar\u0131m mekanizmas\u0131n\u0131n g\u00fc\u00e7lendirilmeye devam edilece\u011fini, faiz art\u0131r\u0131m\u0131n\u0131n yan\u0131 s\u0131ra parasal s\u0131k\u0131la\u015ft\u0131rma s\u00fcrecini destekleyecek se\u00e7ici kredi ve miktarsal s\u0131k\u0131la\u015ft\u0131rma kararlar\u0131 almay\u0131 s\u00fcrd\u00fcrece\u011fini kamuoyu ile payla\u015fm\u0131\u015ft\u0131.<\/p>\n TCMB, bunun ard\u0131ndan bankac\u0131l\u0131k sisteminde TL pay\u0131n\u0131 art\u0131rmaya y\u00f6nelik ad\u0131mlarla birlikte sadele\u015fme kapsam\u0131nda ihracat kredileri ve firmalar\u0131n krediye eri\u015fimine y\u00f6nelik uygulama kolayl\u0131klar\u0131 getirmi\u015fti.<\/p>\n Firmalar\u0131n krediye eri\u015fimini kolayla\u015ft\u0131rmak amac\u0131yla bankalarca kulland\u0131r\u0131lan krediler i\u00e7in y\u00fczde 30 oran\u0131nda menkul k\u0131ymet tesis edilmesi uygulamas\u0131 ile fatura kar\u015f\u0131l\u0131\u011f\u0131 kredi uygulamas\u0131 sona erdirilmi\u015fti.<\/p>\n Bankalar\u0131n TL ticari kredilere referans oran\u0131n 1,8 kat\u0131n\u0131n \u00fczerinde uygulad\u0131klar\u0131 faiz<\/a> oran\u0131na g\u00f6re menkul k\u0131ymet tesisi uygulamas\u0131 kald\u0131r\u0131lm\u0131\u015ft\u0131. TL’ye ge\u00e7i\u015flerin h\u0131zland\u0131\u011f\u0131n\u0131 g\u00f6steren veriler do\u011frultusunda ger\u00e7ek ki\u015filer i\u00e7in daha \u00f6nce ayl\u0131k y\u00fczde 2’den y\u00fczde 2,5’e y\u00fckseltilen TL pay\u0131 art\u0131\u015f hedefi, ayl\u0131k y\u00fczde 3,5’e \u00e7\u0131kar\u0131lm\u0131\u015ft\u0131.<\/p>\n Standart TL mevduat\u0131n toplam mevduat i\u00e7indeki pay\u0131n\u0131 art\u0131rmay\u0131 ama\u00e7layan TL pay\u0131 art\u0131\u015f hedefi, menkul k\u0131ymet uygulamas\u0131ndan \u00e7\u0131kar\u0131larak bankalar\u0131n yabanc\u0131 para mevduat i\u00e7in tesis ettikleri zorunlu kar\u015f\u0131l\u0131klar \u00fczerinden komisyon al\u0131nmas\u0131 uygulamas\u0131na eklenmi\u015fti.<\/p>\n<\/p><\/div>\n