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Se\u00e7im d\u00f6neminde d\u00fc\u015f\u00fck faizli kredi musluklar\u0131n\u0131n a\u00e7\u0131lmas\u0131 yat\u0131r\u0131m ve istihdam getirmedi. D\u00fc\u015f\u00fck faizli krediyi alan firmalar, d\u00f6vize yat\u0131r\u0131m yapmay\u0131 tercih etti. Merkez Bankas\u0131’n\u0131n ara\u015ft\u0131rmas\u0131na g\u00f6re, 2022’nin ilk 6 ay\u0131nda, kredi\/sat\u0131\u015f oran\u0131n\u0131 art\u0131ran firmalar\u0131n net d\u00f6viz al\u0131m\u0131 y\u00fczde 773 artt\u0131. S\u00f6zc\u00fc\u2019de yer alana habere g\u00f6re: Merkez Bankas\u0131, \u2018Ani Kredi B\u00fcy\u00fcmesi ve Firma Davran\u0131\u015f\u0131: Bir Vaka Analizi’ ba\u015fl\u0131kl\u0131 bir ara\u015ft\u0131rma yay\u0131mlad\u0131.<\/p>\n
10 Ekim’de yay\u0131mlanan ara\u015ft\u0131rmada, uygulanan se\u00e7im ekonomisi nedeniyle ge\u00e7en seneki gibi \u2018a\u015f\u0131r\u0131’ ve \u2018se\u00e7ici olmayan’ kredi b\u00fcy\u00fcmesinin, T\u00fcrkiye gibi geli\u015fmekte olan \u00fclkelerde verimlilik art\u0131\u015f\u0131na neden olmad\u0131\u011f\u0131 y\u00f6n\u00fcndeki bulgular\u0131 teyit etti\u011fi vurguland\u0131. Merkez Bankas\u0131 ara\u015ft\u0131rmas\u0131na g\u00f6re, 2022 y\u0131l\u0131n\u0131n ilk 6 ay\u0131nda, 2021’in ayn\u0131 d\u00f6nemine g\u00f6re kredi\/sat\u0131\u015f oran\u0131n\u0131 art\u0131ran firmalar\u0131n net d\u00f6viz<\/a> al\u0131m\u0131 y\u00fczde 773, azaltan firmalar\u0131n net d\u00f6viz al\u0131m\u0131 ise y\u00fczde 151 artt\u0131. Merkez Bankas\u0131’n\u0131n yapt\u0131\u011f\u0131 ara\u015ft\u0131rmada kredilerdeki \u2018a\u015f\u0131r\u0131’ b\u00fcy\u00fcmenin fiyat istikrar\u0131 ve finansal istikrarda bozulmalara yol a\u00e7arak ekonomiyi d\u0131\u015f \u015foklara kar\u015f\u0131 savunmas\u0131z hale getirdi\u011finin vurgulanmas\u0131yla ekonomide son 2 y\u0131lda ya\u015fananlar\u0131n adeta k\u0131sa bir \u00f6zeti sunuldu.<\/p>\n Daha fazla yat\u0131r\u0131m, istihdam ve b\u00fcy\u00fcme getirece\u011fi vaadiyle uygulanan d\u00fc\u015f\u00fck faiz<\/a> politikas\u0131 sayesinde \u015firketlerin kulland\u0131\u011f\u0131 krediler, ekonomi politikalar\u0131n\u0131n yaratt\u0131\u011f\u0131 belirsizlikle beraber finansal i\u015flemlere y\u00f6neldi. Bir ba\u015fka ifadeyle, yat\u0131r\u0131ma gidece\u011fi s\u00f6ylenen krediler, d\u00f6vize y\u00f6neldi.<\/p>\n<\/p><\/div>\n