{"id":4815,"date":"2023-09-27T15:42:23","date_gmt":"2023-09-27T12:42:23","guid":{"rendered":"https:\/\/egemhabertv.com\/?p=4815"},"modified":"2023-09-27T15:42:23","modified_gmt":"2023-09-27T12:42:23","slug":"bes-katilimcilarina-mujde-yeni-destek-donemi-detaylari-aciklandi","status":"publish","type":"post","link":"https:\/\/egemhabertv.com\/?p=4815","title":{"rendered":"BES Kat\u0131l\u0131mc\u0131lar\u0131na M\u00fcjde: Yeni Destek D\u00f6nemi Detaylar\u0131 A\u00e7\u0131kland\u0131!"},"content":{"rendered":"
\n

Yeni y\u00f6netmelikle birlikte BES kat\u0131l\u0131mc\u0131lar\u0131, sistemden \u00e7\u0131k\u0131\u015f yapmadan birikimlerinin y\u00fczde 50’sine kadar olan k\u0131sm\u0131n\u0131 ihtiya\u00e7lar\u0131 i\u00e7in kullanabilecekler. Bu, \u00f6zellikle evlilik, konut al\u0131m\u0131, do\u011fal afet veya e\u011fitim gibi \u00f6nemli ya\u015fam olaylar\u0131nda kat\u0131l\u0131mc\u0131lara b\u00fcy\u00fck bir esneklik sa\u011flayacak.<\/p>\n

Ayr\u0131ca, yeni y\u00f6netmelikle devlet katk\u0131s\u0131n\u0131n y\u00fczde 20 ila 25’i de \u00e7ekilebilir hale gelecek. Bu da kat\u0131l\u0131mc\u0131lar\u0131n birikimlerini daha etkin bir \u015fekilde de\u011ferlendirmelerine olanak tan\u0131yacak.<\/p>\n

Bu \u00f6nemli de\u011fi\u015fikliklerle birlikte BES kat\u0131l\u0131mc\u0131lar\u0131, gelece\u011fe daha iyi bir \u015fekilde haz\u0131rlanman\u0131n ve beklenmedik durumlar kar\u015f\u0131s\u0131nda finansal g\u00fcvenceyi art\u0131rman\u0131n yeni yollar\u0131n\u0131 ke\u015ffedecekler. BES’teki k\u0131smi \u00f6deme imkan\u0131, kat\u0131l\u0131mc\u0131lara daha fazla kontrol ve \u00f6zg\u00fcrl\u00fck sunacak, bu da gelece\u011fe daha g\u00fcvenle bakman\u0131n bir ad\u0131m\u0131 olacak.<\/p>\n

B\u0130R DEFA KULLANILACAK<\/strong><\/p>\n

K\u0131smen \u00f6deme hakk\u0131n\u0131 en az 5 y\u0131l kullanmam\u0131\u015f kat\u0131l\u0131mc\u0131lar, ba\u015fvuru tarihi itibar\u0131yla ge\u00e7erli olan ayl\u0131k br\u00fct asgari \u00fccret tutar\u0131n\u0131n en az 5 kat\u0131 kadar katk\u0131 pay\u0131 \u00f6dedi\u011fi s\u00f6zle\u015fmesinden, birikiminin y\u00fczde 50’sine kadar olan tutar\u0131n, devlet katk\u0131s\u0131 da dahil k\u0131smen \u00f6denmesi i\u00e7in emeklilik \u015firketine ba\u015fvurabilecek.<\/p>\n

Kat\u0131l\u0131c\u0131mlar k\u0131smen \u00f6deme alma hakk\u0131n\u0131, k\u0131smen \u00f6deme tarihinden itibaren \u00fc\u00e7 y\u0131l i\u00e7inde; emeklilik, vefat veya maluliyet halleri hari\u00e7, k\u0131smen \u00f6demeye konu s\u00f6zle\u015fmesini sistemden \u00e7\u0131k\u0131\u015f i\u015flemi ile sonland\u0131rmayaca\u011f\u0131na dair taahh\u00fct vermek \u015fart\u0131yla kullanabilecek. Kat\u0131l\u0131c\u0131mlar bir defaya mahsus olmak \u00fczere k\u0131smen \u00f6deme hakk\u0131 kullanabilecekler.<\/p>\n

TAPU \u0130BRAZI \u015eART<\/strong><\/p>\n

Konut al\u0131m\u0131 i\u00e7in k\u0131smen \u00f6deme hakk\u0131ndan faydalanan kat\u0131l\u0131mc\u0131, ba\u015fvuru tarihinden iki ay \u00f6ncesine kadar veya k\u0131smen \u00f6deme tarihinden itibaren iki ay i\u00e7inde ald\u0131\u011f\u0131 konutun, kendi ad\u0131na en az y\u00fczde elli sahiplik pay\u0131n\u0131 g\u00f6steren kat m\u00fclkiyeti veya kat irtifak\u0131 kurulmu\u015f tapu belgesinin bir n\u00fcshas\u0131n\u0131 ibraz ederek ba\u015fvurabilecek.<\/p>\n

Evlilik durumunda ba\u015fvuru yapanlar ise ba\u015fvuru tarihinden \u00f6nceki iki ay i\u00e7inde veya k\u0131smen \u00f6deme tarihinden itibaren iki ay i\u00e7inde evlendi\u011fini g\u00f6steren e-Devlet \u00fczerinden al\u0131nm\u0131\u015f n\u00fcfus kay\u0131t \u00f6rne\u011fi ile ba\u015fvurusunu belgelendirecek.<\/p>\n

\n
\n
\n \"Yoksulluk
\n
\n Yoksulluk S\u0131n\u0131r\u0131 41 Bin Liray\u0131 Ge\u00e7ti!<\/span>
\n <\/span>
\n <\/a>\n <\/div>\n

10 \u0130\u015e G\u00dcN\u00dcNDE \u00d6DENECEK<\/strong><\/p>\n

Evlilik, konut al\u0131m\u0131, do\u011fal afet ve e\u011fitim durumunda birikimin y\u00fczde 50’si devlet katk\u0131s\u0131n\u0131n y\u00fczde 20-25’i \u00e7ekilebilecek.<\/p>\n

Y\u00f6netmelik 2024 mart sonunda y\u00fcr\u00fcrl\u00fc\u011fe girecek.<\/p>\n

En az 5 y\u0131ll\u0131k s\u00f6zle\u015fme y\u00fcr\u00fcrl\u00fcl\u00fckte olacak.<\/p>\n

Ba\u015fvuru tarihi itibar\u0131yla ge\u00e7erli olan ayl\u0131k br\u00fct asgari \u00fccret tutar\u0131n\u0131n en az be\u015f kat\u0131 kadar katk\u0131 pay\u0131 \u00f6denen s\u00f6zle\u015fme olacak.<\/p>\n

K\u0131smi \u00f6deme tarihinden itibaren 3 y\u0131l sistemden \u00e7\u0131k\u0131\u015f yap\u0131lmayacak.<\/p>\n

\u015eirket, k\u0131smen \u00f6deme talep formunu, \u015firketin internet sitesinde kat\u0131l\u0131mc\u0131 ad\u0131na olu\u015fturulan g\u00fcvenli sayfadan alabilmesi i\u00e7in gerekli altyap\u0131y\u0131 haz\u0131rlayacak.<\/p>\n

Kat\u0131l\u0131mc\u0131, eksiksiz olarak doldurdu\u011fu k\u0131smen \u00f6deme talep formunu; imzalayarak posta yoluyla veya onaylayarak elektronik ileti\u015fim ara\u00e7lar\u0131yla \u015firkete ula\u015ft\u0131racak.<\/p>\n

\u015eirket, k\u0131smen \u00f6deme talep formundaki bilgilerin y\u00f6netmeli\u011fe uygunlu\u011funu emeklilik g\u00f6zetim merkezi taraf\u0131ndan sa\u011flanan altyap\u0131 \u00fczerinden kontrol edecek.<\/p>\n

Ba\u015fvurunun y\u00f6netmelikte \u00f6ng\u00f6r\u00fclen \u015fartlar\u0131 sa\u011flamamas\u0131 durumunda, kat\u0131l\u0131mc\u0131, ba\u015fvuru formunun \u015firkete ula\u015ft\u0131\u011f\u0131 tarihten itibaren \u00fc\u00e7 i\u015f g\u00fcn\u00fc i\u00e7inde gerek\u00e7esiyle bilgilendirilecek.<\/p>\n

Ba\u015fvurunun kabul edilmesi durumunda ise ba\u015fvuru formunun \u015firkete ula\u015ft\u0131\u011f\u0131 tarihten itibaren 10 i\u015f g\u00fcn\u00fc i\u00e7inde k\u0131smen \u00f6demeye konu tutar, \u015firket taraf\u0131ndan kat\u0131l\u0131mc\u0131n\u0131n belirtti\u011fi hesaba \u00f6denecek.<\/p>\n

AFETTE SINIR YOK<\/strong><\/p>\n

Genel hayata etkili afet ilan edilen b\u00f6lgelerde, afetten zarar g\u00f6ren kat\u0131l\u0131mc\u0131lar, do\u011fal afetin meydana geldi\u011fi tarihi takip eden 6 ay i\u00e7inde k\u0131smen \u00f6deme ba\u015fvurusunda bulunabilecek. Bu kapsamda yap\u0131lan ba\u015fvurularda, s\u00fcre ve birikim s\u0131n\u0131r\u0131 \u015fartlar\u0131 aranmayacak.<\/p>\n

E\u011e\u0130T\u0130ME 21 YA\u015e SINIRI<\/strong><\/p>\n

E\u011fitim i\u00e7in k\u0131smen \u00f6deme hakk\u0131ndan faydalanan kat\u0131l\u0131mc\u0131, ba\u015fvuru tarihinde yirmi bir ya\u015f\u0131n\u0131 a\u015fmam\u0131\u015f olmak ko\u015fuluyla ba\u015fvuruda bulunabilecek. K\u0131smen \u00f6deme hakk\u0131ndan ayl\u0131k, 3 ayl\u0131k veya y\u0131ll\u0131k \u00f6demeli ve 4 y\u0131l s\u00fcreli y\u0131ll\u0131k gelir sigortas\u0131 \u00fcr\u00fcn\u00fc almak suretiyle yararlan\u0131labilecek.<\/p>\n

HESAPTAN KES\u0130LECEK<\/strong><\/p>\n

Emeklilik \u015firketi, sistemde kalma taahh\u00fcd\u00fcn\u00fcn yerine getirmeyen kat\u0131l\u0131mc\u0131lara \u00f6denen devlet katk\u0131s\u0131 tutar\u0131n\u0131, amme alacaklar\u0131n\u0131n tahsil usul\u00fc hakk\u0131nda kanununda belirtilen gecikme zamm\u0131 oran\u0131na g\u00f6re hesaplanan faiziyle birlikte kat\u0131l\u0131mc\u0131ya \u00f6denecek tutardan indirerek ba\u011fl\u0131 bulundu\u011fu vergi dairesine \u00f6deyecek.<\/p>\n

\u00d6\u011frenim nedeniyle yap\u0131lan k\u0131smi \u00f6demelerde ise bu yapt\u0131r\u0131m, devlet katk\u0131s\u0131 hesaplamas\u0131na esas te\u015fkil eden orana kar\u015f\u0131l\u0131k gelen k\u0131s\u0131mla s\u0131n\u0131rl\u0131 olarak uygulanacak.<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"

Yeni y\u00f6netmelikle birlikte BES kat\u0131l\u0131mc\u0131lar\u0131, sistemden \u00e7\u0131k\u0131\u015f yapmadan birikimlerinin y\u00fczde 50’sine kadar olan k\u0131sm\u0131n\u0131 ihtiya\u00e7lar\u0131<\/p>\n","protected":false},"author":1,"featured_media":4816,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-4815","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saglik"],"_links":{"self":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/4815","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4815"}],"version-history":[{"count":0,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/4815\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/media\/4816"}],"wp:attachment":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4815"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4815"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4815"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}