{"id":1764,"date":"2023-08-14T06:41:35","date_gmt":"2023-08-14T03:41:35","guid":{"rendered":"https:\/\/egemhabertv.com\/?p=1764"},"modified":"2023-08-14T06:41:35","modified_gmt":"2023-08-14T03:41:35","slug":"kredi-faizi-80i-gormusken-merkezin-faizinin-anlami-yok","status":"publish","type":"post","link":"https:\/\/egemhabertv.com\/?p=1764","title":{"rendered":"\u201cKredi faizi % 80\u2019i g\u00f6rm\u00fc\u015fken Merkez\u2019in faizinin anlam\u0131 yok\u201d"},"content":{"rendered":"<p> [ad_1]<br \/>\n<br \/><img decoding=\"async\" src=\"https:\/\/i.dunya.com\/storage\/files\/images\/2023\/08\/13\/ggyd-nezih-allioglu-zNjF_cover.jpg\" \/><\/p>\n<div>\n<p><strong>Ferit Bar\u0131\u015f Parlak<\/strong><\/p>\n<p>Ancak siz bankalardan kredi istedi\u011finizde y\u0131ll\u0131k faiz oran\u0131 y\u00fczde 70-80\u2019i buluyor. Kredi faizleri y\u00fczde 80\u2019i g\u00f6rm\u00fc\u015fken, Merkez\u2019in faizinin bir anlam\u0131 kalm\u0131yor\u201d dedi.<\/p>\n<p>Gen\u00e7 Giri\u015fim ve Y\u00f6neti\u015fim Derne\u011fi (GGYD) Ba\u015fkan\u0131 M. Nezih All\u0131o\u011flu, kredi faizlerinin y\u00fcksekli\u011finden \u015fikayet etti. All\u0131o\u011flu, \u201cKredi faizleri y\u00fczde 80\u2019i g\u00f6rm\u00fc\u015fken, Merkez Bankas\u0131 (MB) faizinin anlam\u0131 yok\u201d dedi.<\/p>\n<p>Y\u00fczde 17.5\u2019lik Merkez Bankas\u0131 faiz oran\u0131n\u0131 vatanda\u015f\u0131n hissetmedi\u011fini, ger\u00e7e\u011fin farkl\u0131 i\u015fledi\u011fini dile getiren All\u0131o\u011flu, \u201cBug\u00fcn, mevduat\u0131n\u0131z\u0131 bankaya g\u00f6t\u00fcrd\u00fc\u011f\u00fcn\u00fczde, bankan\u0131n o g\u00fcnk\u00fc politikas\u0131na g\u00f6re y\u00fczde 25 ile 30 oran\u0131nda faiz alabiliyorsunuz.<\/p>\n<p>Bankalar y\u00fczde 17,5 seviyesinden MB\u2019den para al\u0131yor, ancak siz bankalardan kredi istedi\u011finizde y\u0131ll\u0131k faiz oran\u0131 y\u00fczde 70-80\u2019i buluyor. MB\u2019nin ilk faiz art\u0131r\u0131m\u0131nda y\u00fczde 20\u2019ye \u00e7\u0131kmas\u0131n\u0131, daha sonra ise y\u00fczde 4-5 puan daha art\u0131rarak, piyasa ger\u00e7eklerine paralel hareket etmesini beklerdim\u201d dedi.<\/p>\n<p><strong>\u201c\u0130hracat\u00e7\u0131 y\u00fczde 40 k\u00e2r m\u0131 ediyor?\u201d<\/strong><\/p>\n<p>\u00a02003\u2019de kurulan ve y\u0131lda ortalama 7 milyar TL katma de\u011fer yarat\u0131p, toplam 30 bin ki\u015fiye istihdam sa\u011flayan 1000 giri\u015fimcinin \u00fcyesi oldu\u011fu GGYD\u2019nin Ba\u015fkan\u0131 Nezih All\u0131o\u011flu, \u201c\u0130hracat ve ithalat yapan \u00fcyelerimiz var. \u0130hracat ve ithalatla u\u011fra\u015fan sekt\u00f6rlerin d\u00f6vize ihtiyac\u0131 var. \u0130hracat\u00e7\u0131lar\u0131n yurt d\u0131\u015f\u0131ndan getirdi\u011fi d\u00f6vizin y\u00fczde 40\u2019\u0131n\u0131 bozdurmak zorunda olmas\u0131 sak\u0131ncal\u0131.<\/p>\n<p>Hi\u00e7bir \u00fcretici, \u00f6zellikle giderler \u00e7\u0131kt\u0131ktan sonra y\u00fczde 40 k\u00e2r etmiyor. \u0130hracat\u00e7\u0131, yapt\u0131\u011f\u0131 100 birimlik sat\u0131\u015f\u0131n 40\u2019\u0131n\u0131 bozduruyor, kalan 60 birim tekrar mal al\u0131p \u00fcretmesine yetmiyor. D\u00f6vizini mecburen T\u00fcrk liras\u0131na \u00e7evirip bankaya yat\u0131ran ihracat\u00e7\u0131, daha sonra o paras\u0131yla y\u00fczde 20 daha fazla bedelle d\u00f6viz almak zorunda kal\u0131yor\u201d diye konu\u015ftu.<\/p>\n<p><strong>\u201cG\u00fcven olmazsa yabanc\u0131 sermaye de olmaz\u201d<\/strong><\/p>\n<p>Al\u0131\u0131o\u011flu T\u00fcrk ekonomisinin yabanc\u0131 sermaye \u00e7ekmesi i\u00e7in yabanc\u0131 sermayeye belli imk\u00e2nlar ve garantiler vermek gerekti\u011fini, bu garantilerin ba\u015f\u0131nda da g\u00fcven ortam\u0131 yaratman\u0131n geldi\u011fini s\u00f6yledi.<\/p>\n<p>K\u00fcresel ekonomilerin tamam\u0131nda g\u00fcvenli bir ortam yaratman\u0131n, yabanc\u0131 sermaye yat\u0131r\u0131mlar\u0131n\u0131 \u00e7ekmede \u00f6nemli bir rol oynad\u0131\u011f\u0131n\u0131 ve yabanc\u0131 sermayenin \u00f6n\u00fcn\u00fc a\u00e7t\u0131\u011f\u0131n\u0131 vurgulayan All\u0131o\u011flu, \u201cYat\u0131r\u0131mc\u0131ya g\u00fcven vermek, ortaya \u00e7\u0131kmas\u0131 muhtemel sorunlarda \u00e7\u00f6z\u00fcm yollar\u0131n\u0131 \u015fimdiden sunmak, yabanc\u0131 sermaye yat\u0131r\u0131m\u0131n gelmesini te\u015fvik edecektir. G\u00fcven olu\u015ftu\u011funda, T\u00fcrkiye\u2019ye yabanc\u0131 sermaye yat\u0131r\u0131m\u0131 artacak, istihdam ve \u00fcretim b\u00fcy\u00fcyecektir. Toplumun her kesimi bundan faydalanacakt\u0131r\u201ddedi.<\/p>\n<p>All\u0131o\u011flu, \u201cB\u00fct\u00fcn k\u00fcresel ekonomilerde oldu\u011fu gibi T\u00fcrk ekonomisinde de g\u00fcven konusu \u00f6nemli bir parametredir. Yabanc\u0131 sermayeyi \u00e7ekmenin yollar\u0131ndan biri g\u00fcven ortam\u0131n\u0131 olu\u015fturmaktan ge\u00e7mektedir. Avrupa \u00fclkelerine, ABD\u2019ye yat\u0131r\u0131m yapar\u0131z, ancak \u00c7in, Rusya ya da Somali\u2019ye yat\u0131r\u0131m yapar m\u0131y\u0131z? \u0130\u015fte burada g\u00fcven sorunu ortaya \u00e7\u0131k\u0131yor. Yat\u0131r\u0131mc\u0131n\u0131n kendini g\u00fcvende hissetmesi gerekiyor, yoksa ba\u015fka \u00fclkeleri tercih etmeye ba\u015flar\u201d diye konu\u015ftu.<\/p>\n<p><strong>\u201cMal\u0131n fiyat\u0131 1 hafta sonra ne olur bilmiyoruz\u201d<\/strong><\/p>\n<p>T\u00fcrkiye\u2019de ekonominin i\u00e7inde bulundu\u011fu durumdan \u00e7\u0131kmas\u0131n\u0131n \u201cg\u00fcvenin sa\u011flanmas\u0131ndan\u201d ge\u00e7ti\u011fine dikkati \u00e7eken All\u0131o\u011flu, \u201cG\u00fcven sa\u011flayacaks\u0131n\u0131z ki bir mal\u0131n bedeli \u00f6n\u00fcm\u00fczdeki hafta \u015fimdikinden fazla olmayacak ya da olacaksa ne kadar olaca\u011f\u0131n\u0131 bileceksiniz. \u00dcniversite mezunlar\u0131n\u0131n \u2018ben art\u0131k burada durmam, yurt d\u0131\u015f\u0131na gidece\u011fim\u2019 dememesi i\u00e7in de g\u00fcven ortam\u0131n\u0131 sa\u011flamak gerekiyor.<\/p>\n<p>Bunu yapabilirsek ekonomideki k\u0131s\u0131r d\u00f6ng\u00fcy\u00fc a\u015fma \u015fans\u0131m\u0131z olur ki bunlar zor ad\u0131mlar de\u011fil. Sihirli bir de\u011fne\u011fe ihtiyac\u0131m\u0131z yok, hangisi \u00f6ncelik gerektiriyorsa ondan ba\u015flayabiliriz. \u00d6rne\u011fin, \u00f6nceki y\u0131l orman yang\u0131nlar\u0131nda yeteri kadar havadan m\u00fcdahale arac\u0131m\u0131z yoktu, ancak g\u00fcn\u00fcm\u00fczde bu durum d\u00fczeldi. Demek ki yapabiliyoruz.\u201d All\u0131o\u011flu, \u201c\u0130\u015f d\u00fcnyas\u0131 belirsizli\u011fin h\u00fck\u00fcm s\u00fcrd\u00fc\u011f\u00fc bir ortamdan ho\u015flanm\u0131yor. B\u00f6yle bir durumda program yapam\u0131yorsun, hammaddeni alam\u0131yorsun ve yat\u0131r\u0131m\u0131n\u0131 yapam\u0131yorsun. Yapm\u0131yorsun ya da erken yap\u0131yorsun veya gereksiz yere \u00e7ok al\u0131yorsun\u201d dedi.<\/p>\n<p>Yedek par\u00e7a ihracat\u0131 nedeniyle kendi sekt\u00f6r\u00fc de olan otomotiv sekt\u00f6r\u00fc ile ilgili de\u011ferlendirmelerde de bulunan All\u0131o\u011flu, akaryak\u0131t fiyatlar\u0131ndaki art\u0131\u015f\u0131n, KDV oran\u0131n\u0131n y\u00fckselmesinin ve ek MTV al\u0131nmas\u0131 karar\u0131n\u0131n sekt\u00f6re olumsuz yans\u0131d\u0131\u011f\u0131n\u0131 vurgulayan All\u0131o\u011flu, \u201c\u0130nsanlar otomobillerini akaryak\u0131t fiyatlar\u0131n\u0131n artmas\u0131 y\u00fcz\u00fcnden kullanmamaya ba\u015flad\u0131lar. Daha \u00f6nce akaryak\u0131t fiyatlar\u0131ndaki art\u0131\u015f trafi\u011fi ilk 2-3 g\u00fcn olumlu anlamda etkilerdi, ancak bu sefer art\u0131\u015flar sadece yak\u0131tta de\u011fil, her kalemde oldu\u011fundan insanlar otomobillerini daha az kullan\u0131yorlar\u201d ifadelerini kulland\u0131.<\/p>\n<p><strong>\u201cAB elektrikli araca d\u00f6nd\u00fc bize benzinli sat\u0131yor\u201d<\/strong><\/p>\n<p>AB \u00fclkelerinin bir\u00e7o\u011funda 2025-2026 y\u0131llar\u0131nda fosil yak\u0131tl\u0131 ara\u00e7lar\u0131n yeni tesciline izin verilmemesinin ama\u00e7land\u0131\u011f\u0131n\u0131 dile getiren All\u0131o\u011flu, bu yolla otomotiv \u015firketlerinin elektrikli ara\u00e7 teknolojisini geli\u015ftirmeye y\u00f6nlendirildi\u011fini kaydetti.<\/p>\n<p>\u015eu anda T\u00fcrkiye\u2019de \u00e7ok fazla elektrikli ara\u00e7 sat\u0131lmamas\u0131n\u0131n nedeninin bu ara\u00e7lar\u0131n Avrupa\u2019da \u00e7ok iyi sat\u0131lmas\u0131 oldu\u011funun alt\u0131n\u0131 \u00e7izen All\u0131o\u011flu, \u201cElektrikli ara\u00e7lar\u0131n \u00e7o\u011fu Avrupa\u2019dan geliyor. Avrupa\u2019da \u00e7ok satt\u0131\u011f\u0131 i\u00e7in T\u00fcrkiye\u2019ye daha \u00e7ok benzinli ara\u00e7lar geliyor. Bizde de talep y\u00fcksek oldu\u011fu i\u00e7i Avrupal\u0131, \u2018elektrikli arac\u0131 ben daha \u00e7ok sat\u0131yorum, sana da dizel ve benzinli ara\u00e7 vereyim\u2019 diyor.<\/p>\n<p>Ancak gelecek y\u0131llarda, elektrikli ara\u00e7 sat\u0131\u015flar\u0131 da artacakt\u0131r. T\u00fcrkiye\u2019de, 2021 y\u0131l\u0131nda y\u00fczde 0,5 olan elektrikli ara\u00e7 sat\u0131\u015flar\u0131, bug\u00fcn y\u00fczde 4\u2019e kadar ula\u015fm\u0131\u015f durumda, yani katlanarak b\u00fcy\u00fcyor. 2026 y\u0131l\u0131nda, o y\u0131l sat\u0131lan ara\u00e7larda elektrikli ara\u00e7lar\u0131n pay\u0131n\u0131n y\u00fczde 10-15 seviyesine ula\u015faca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyorum&#8221; \u015feklinde konu\u015ftu.<\/p>\n<p><strong>\u2018\u2019Stok mecburiyeti de enflasyonu k\u00f6r\u00fckl\u00fcyor\u201d<\/strong><\/p>\n<p>GGYD Ba\u015fkan\u0131 M. Nezih All\u0131o\u011flu, Yat\u0131r\u0131mc\u0131lar\u0131n \u015fu anda paras\u0131n\u0131 bankaya yat\u0131rmak yerine, ihtiya\u00e7 duyaca\u011f\u0131 malzemeyi alarak stoklamay\u0131 tercih etti\u011fini belirtti. All\u0131o\u011flu, \u201cBakt\u0131\u011f\u0131n\u0131zda kar ediyorsunuz, ancak bu sistem bir s\u00fcre sonra sizi ihtiyac\u0131n\u0131z olmayan mallar\u0131 alman\u0131za y\u00f6nlendiriyor. \u2018Nas\u0131lsa fiyat\u0131 artacak\u2019, \u2018mal\u0131m \u00e7ok eskimedi, ancak bir daha bulamam, bu fiyata bulamam\u2019 ya da \u2018iyi ki alm\u0131\u015f\u0131m\u2019 diyerek, bug\u00fcnden mal al\u0131yoruz. Bu c\u00fcmleyi kurdurttu\u011funuz anda bu al\u0131mlar s\u00fcrecektir. Bu bak\u0131\u015f t\u00fcketimi art\u0131yor ve k\u0131s\u0131r d\u00f6ng\u00fc \u015feklinde devam ederek, enflasyonu y\u00fckseltiyor\u201d dedi.<\/p>\n<p><strong>\u201cT\u00fcrkiye bili\u015fim sekt\u00f6r\u00fcne odaklanmal\u0131\u201d<\/strong><\/p>\n<p>Nezih All\u0131o\u011flu, geli\u015fmi\u015f \u00fclkelerin bili\u015fim sekt\u00f6r\u00fcne ciddi yat\u0131r\u0131mlar yapt\u0131\u011f\u0131n\u0131, kaynaklar\u0131n\u0131n \u00f6nemli b\u00f6l\u00fcm\u00fcn\u00fc bu sekt\u00f6re ay\u0131rd\u0131\u011f\u0131na i\u015faret etti. All\u0131o\u011flu \u015funlar\u0131 s\u00f6yledi: \u201cT\u00fcrkiye \u00fcretime odaklanmal\u0131, ancak bu \u00fcretimi b\u00fcy\u00fck fabrikalar yerine bili\u015fim sekt\u00f6r\u00fcne odaklanarak yapmal\u0131. Yaz\u0131l\u0131ma odaklanmal\u0131. Bunlar\u0131 yapmak i\u00e7in gerekli donan\u0131ma sahibiz. Yeti\u015fmi\u015f beyinlerin yurt d\u0131\u015f\u0131 aray\u0131\u015flar\u0131n\u0131n \u00f6n\u00fcne ge\u00e7meliyiz.<\/p>\n<p>O insanlara g\u00fcvence verebilirsek, yurt d\u0131\u015f\u0131 yerine \u00fclkemizde \u00e7al\u0131\u015fma ko\u015fullar\u0131 yaratabilirsek ve gerekli deste\u011fi verebilirsek bili\u015fim sekt\u00f6r\u00fcnde \u00f6nemli ba\u015far\u0131lara imza atabiliriz. Bunu yapabilecek gerekli insan g\u00fcc\u00fcne sahibiz. \u00d6nemli olan, bu insan kayna\u011f\u0131na iyi e\u011fitim vermek, do\u011fru e\u011fitim vermek ve do\u011fru y\u00f6nlendirmek.\u201d<\/p>\n<p>\u00a0<\/p>\n<\/p><\/div>\n<p>[ad_2]<br \/>\n<br \/><a href=\"https:\/\/www.dunya.com\/sektorler\/kredi-faizi-80i-gormusken-merkezin-faizinin-anlami-yok-haberi-701503\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>[ad_1] Ferit Bar\u0131\u015f Parlak Ancak siz bankalardan kredi istedi\u011finizde y\u0131ll\u0131k faiz oran\u0131 y\u00fczde 70-80\u2019i buluyor.<\/p>\n","protected":false},"author":1,"featured_media":1765,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1764","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor"],"_links":{"self":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/1764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1764"}],"version-history":[{"count":0,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/1764\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/media\/1765"}],"wp:attachment":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}