{"id":1427,"date":"2023-08-09T00:51:38","date_gmt":"2023-08-08T21:51:38","guid":{"rendered":"https:\/\/egemhabertv.com\/?p=1427"},"modified":"2023-08-09T00:51:38","modified_gmt":"2023-08-08T21:51:38","slug":"dijital-bankaciligin-yukselisi-hesap-sayisi-104-milyona-ulasti","status":"publish","type":"post","link":"https:\/\/egemhabertv.com\/?p=1427","title":{"rendered":"Dijital bankac\u0131l\u0131\u011f\u0131n y\u00fckseli\u015fi; hesap say\u0131s\u0131 104 milyona ula\u015ft\u0131"},"content":{"rendered":"

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Birol BOZKURT<\/strong><\/p>\n

T\u00fcrkiye dijital bankac\u0131l\u0131\u011f\u0131 en h\u0131zl\u0131 adapte olan \u00fclkelerin ba\u015f\u0131nda geliyor. Bu kapsamda sekt\u00f6rde ya\u015fanan de\u011fi\u015fime ayak uydurmaya \u00e7al\u0131\u015fan bankalar, dijital kanallara yat\u0131r\u0131mlar\u0131n\u0131 da art\u0131r\u0131yor. Pandemi d\u00f6nemi ile h\u0131z kazanan dijitalle\u015fme ve uzaktan m\u00fc\u015fteri edinimi s\u00fcre\u00e7leri bankalar\u0131n en h\u0131zl\u0131 b\u00fcy\u00fcd\u00fc\u011f\u00fc alanlar\u0131n ba\u015f\u0131nda geliyor.<\/p>\n

Bu kapsamda kullan\u0131c\u0131 say\u0131lar\u0131 da h\u0131zla y\u00fckseliyor. 2022 y\u0131l\u0131nda 94 milyon 390 bin ki\u015fi dijital banka m\u00fc\u015fterisi olurken, 2023\u2019\u00fcn ilk 6 ay\u0131nda bu rakam yakla\u015f\u0131k 10 milyon ki\u015fi art\u0131\u015f g\u00f6sterdi. Bankac\u0131l\u0131k i\u015flemlerini internet \u00fczerinden yapanlar\u0131n y\u00fczde 35\u2019ini kad\u0131nlar olu\u015ftururken en fazla dijital kanallar\u0131 kullananlar 36-55 ya\u015f aras\u0131ndaki orta ya\u015f kesim oldu.<\/p>\n

Finansal yat\u0131r\u0131mlar\u0131n\u0131 internet ve mobil \u00fczerinden yapanlar\u0131n say\u0131s\u0131 da h\u0131zla art\u0131yor. Bu kapsamda bu y\u0131l\u0131n ilk yar\u0131s\u0131nda 7 trilyon TL\u2019lik finansal i\u015flem yap\u0131ld\u0131. T\u00fcrkiye Bankalar Birli\u011fi (TBB), haziran ay\u0131 dijital, internet ve mobil bankac\u0131l\u0131k istatistiklerini a\u00e7\u0131klad\u0131. Haz\u0131rlanan rapora g\u00f6re Nisan-Haziran 2023 d\u00f6nemi i\u00e7inde toplam aktif dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 103 milyon 634 bin ki\u015fiye ula\u015ft\u0131. Bu say\u0131n\u0131n 2 milyon 9 bin ki\u015fisi \u201csadece internet bankac\u0131l\u0131\u011f\u0131\u201d i\u015flemi yaparken, 91 milyon 351 bin ki\u015fisi \u201csadece mobil bankac\u0131l\u0131k\u201d i\u015flemi yapt\u0131.<\/p>\n

Hem internet hem mobil bankac\u0131l\u0131k i\u015flemi yapan kullan\u0131c\u0131 say\u0131s\u0131 ise 10 milyon 274 bin ki\u015fi olurken toplam aktif dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131nda bir \u00f6nceki y\u0131la g\u00f6re 18 milyon 503 bin ki\u015fi art\u0131\u015f oldu. Nisan-Haziran 2023 d\u00f6nemi i\u00e7inde az bir kez giri\u015f i\u015flemi yapm\u0131\u015f aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 99 milyon 159 bin ki\u015fi oldu.<\/p>\n

Bu say\u0131n\u0131n 1 milyon 385 bin ki\u015fisi \u201csadece internet bankac\u0131l\u0131\u011f\u0131\u201d i\u015flemi yaparken 88 milyon 470 bin ki\u015fisi \u201csadece mobil bankac\u0131l\u0131k\u201d i\u015flemi yapt\u0131. Hem internet hem mobil bankac\u0131l\u0131k i\u015flemi yapan kullan\u0131c\u0131 say\u0131s\u0131 ise 9 milyon 304 bin ki\u015fi oldu. Ayn\u0131 d\u00f6nemde az bir kez giri\u015f i\u015flemi yapm\u0131\u015f aktif kurumsal dijital bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 ise 4 milyon 475 bin ki\u015fi olarak ger\u00e7ekle\u015fti.<\/p>\n

Orta ya\u015f dijital bankac\u0131l\u0131\u011fa al\u0131\u015ft\u0131<\/strong><\/p>\n

TBB verilerine g\u00f6re son y\u0131llarda artan aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fterilerinin y\u00fczde 66\u2019s\u0131 yani yakla\u015f\u0131k 65 milyonunu erkekler, y\u00fczde 34\u2019\u00fc yani yakla\u015f\u0131k 34 milyonunu kad\u0131nlar olu\u015fturdu. Nisan-Haziran 2023 d\u00f6nemi i\u00e7inde aktif bireysel dijital bankac\u0131l\u0131k m\u00fc\u015fterilerinin ya\u015f gruplar\u0131 baz\u0131nda da\u011f\u0131l\u0131m\u0131nda ilk s\u0131ray\u0131 39 milyon 558 bin ki\u015fi ile 36-55 ya\u015f grubu al\u0131yor.<\/p>\n

Bunu, 26 milyon 867 bin ki\u015fi ile 26-35 ya\u015f grubu, 18 milyon 635 bin ki\u015fi ile 18-25 ya\u015f grubu izledi. \u0130nternet bankac\u0131l\u0131\u011f\u0131 yapmak \u00fczere sistemde kay\u0131tl\u0131 ve en az bir kez giri\u015f i\u015flemi yapm\u0131\u015f bireysel m\u00fc\u015fteri say\u0131s\u0131 Haziran 2023 itibariyle, 94 milyon 431 bin ki\u015fi oldu. Son bir y\u0131l i\u00e7erisinde en az bir kez giri\u015f i\u015flemi yapm\u0131\u015f bireysel m\u00fc\u015fteri say\u0131s\u0131 ise 26 milyon 654 bin ki\u015fiye y\u00fckseldi.<\/p>\n

\u0130nternetten 7 trilyon TL\u2019lik finansal i\u015flem yap\u0131ld\u0131<\/strong><\/p>\n

\u00a0Rapora g\u00f6re Nisan-Haziran 2023 d\u00f6nemi itibariyle, internet bankac\u0131l\u0131\u011f\u0131 hizmeti kullan\u0131larak yap\u0131lan finansal i\u015flemlerin toplam adedi 126 milyon, tutar\u0131 ise yakla\u015f\u0131k 7 trilyon TL oldu. EFT, havale ve d\u00f6viz transferi i\u015flemlerini kapsayan para transferleri i\u015flemleri, 4 trilyon 804 milyar TL i\u015flem hacmi ve 74 milyon i\u015flem adedi ile finansal i\u015flemler aras\u0131nda en b\u00fcy\u00fck paya sahip olurken ikinci s\u0131rada 1 trilyon 156 milyar TL\u2019lik i\u015flem hacmi ve 23 milyon i\u015flem adedi ile yat\u0131r\u0131m i\u015flemleri bulunuyor. Ayn\u0131 d\u00f6nemde ger\u00e7ekle\u015ftirilen yat\u0131r\u0131m i\u015flemleri hacminde birinci s\u0131ray\u0131, 413 milyar TL ve yakla\u015f\u0131k 1,7 milyon i\u015flem adedi ile yat\u0131r\u0131m fonlar\u0131 i\u015flemleri ald\u0131. Onu 399 milyar TL ile hisse i\u015flemleri takip etti.<\/p>\n

Mobil bankac\u0131l\u0131k m\u00fc\u015fteri say\u0131s\u0131 art\u0131yor<\/strong><\/p>\n

Mobil bankac\u0131l\u0131k yapmak \u00fczere sistemde kay\u0131tl\u0131 olan ve en az bir kez giri\u015f i\u015flemi yapm\u0131\u015f toplam m\u00fc\u015fteri say\u0131s\u0131 haziran itibariyle 158 milyon 339 bin ki\u015fi oldu. Toplam aktif m\u00fc\u015fteri say\u0131s\u0131nda bir \u00f6nceki d\u00f6neme g\u00f6re 4 milyon 220 bin ki\u015fi ki\u015fi art\u0131\u015f g\u00f6sterdi. Nisan Haziran 2023 d\u00f6nemi itibariyle, mobil bankac\u0131l\u0131k hizmeti kullan\u0131larak yap\u0131lan finansal i\u015flemlerin toplam adedi 2 milyar 25 milyon, tutar\u0131 ise 15 trilyon 671 milyar TL olmu\u015ftur.<\/p>\n

EFT, havale ve d\u00f6viz transferi i\u015flemlerini kapsayan para transferleri, finansal i\u015flem hacminin y\u00fczde 66\u2019s\u0131n\u0131, yat\u0131r\u0131m i\u015flemleri ise y\u00fczde 22\u2019sini olu\u015fturmu\u015ftur. Nisan-Haziran 2023 d\u00f6neminde mobil bankac\u0131l\u0131k kanal\u0131yla kulland\u0131r\u0131lan anl\u0131k kredi adedi 5 milyon 242 bin, hacmi yakla\u015f\u0131k 169 milyar TL oldu.<\/p>\n

\u00a0<\/p>\n<\/p><\/div>\n

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[ad_1] Birol BOZKURT T\u00fcrkiye dijital bankac\u0131l\u0131\u011f\u0131 en h\u0131zl\u0131 adapte olan \u00fclkelerin ba\u015f\u0131nda geliyor. Bu kapsamda<\/p>\n","protected":false},"author":1,"featured_media":1428,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-1427","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-spor"],"_links":{"self":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/1427","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1427"}],"version-history":[{"count":0,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/posts\/1427\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=\/wp\/v2\/media\/1428"}],"wp:attachment":[{"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1427"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1427"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/egemhabertv.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1427"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}